Ifaranga rya Kanada ninganda zubaka

Inflation ni ikintu kibangamiye inganda zubaka muri Kanada. Dore uko dushobora kubikosora. Niba abashoramari, ba nyirubwite hamwe n’ibigo bitanga amasoko bikorana, turashobora gucunga izamuka ry’ifaranga.

"Inzibacyuho"

“Inzibacyuho” - ni ko abahanga mu bukungu n'abashinzwe gufata ingamba basobanuye iki gihe cy'ifaranga ry'umwaka ushize, igihe ibiciro by'ibiribwa, lisansi n'ibindi hafi ya byose byatangiye kuzamuka.

Bavuze ko kwiyongera gukabije kw'ibiciro ari umusaruro ukomoka ku guhungabanya amasoko by'agateganyo cyangwa ubukungu bw'isi bwongeye kwiyongera kuva ku cyorezo cya COVID-19. Nyamara hano turi muri 2022, kandi ifaranga ryerekana nta kimenyetso cyo kurangiza inzira yacyo ihanamye.

Nubwo abahanga mu bukungu n’abashakashatsi bashobora kujya impaka kuri ibi, bigaragara ko ifaranga ridahita. Nibura kubejo hazaza, ni hano kuguma.

Ubwubatsi buhamye bw'ejo hazaza

Mubyukuri, igipimo cy’ifaranga rya Kanada giherutse kugera ku myaka 30 hejuru ya 4.8%.

Umuyobozi mukuru wa Banki y’umwami ya Kanada, David McKay, yihanangirije ko banki nkuru igomba gufata “ingamba zihuse” kugira ngo yongere inyungu z’inyungu kandi igabanye ifaranga ritagenzurwa. Kwiyongera kw'ifaranga gushira igitutu ku ngo no mu bucuruzi - twese turabyiboneye. Icyo ushobora kuba utazi, ariko, nuko ifaranga rigoye bidasanzwe inganda zubaka muri Kanada - inganda zitanga akazi karenga miliyoni 1.5 kandi zitanga 7.5% mubikorwa byubukungu bwigihugu.

Ndetse na mbere y’ifaranga ryihuse ry’uyu munsi, inganda z’ubwubatsi muri Kanada zari zarabonye ibiciro by’umurimo n’ibikoresho byazamutse kuva mu minsi ya mbere y’icyorezo muri 2020. Kugira ngo tumenye neza ko abashoramari bahoraga bagena ifaranga mu kigereranyo cy’akazi. Ariko ibyo byari umurimo ugereranije mugihe igipimo cyifaranga cyari gito kandi gihamye.

Uyu munsi, ifaranga ntiriri hejuru kandi rihoraho - naryo rihindagurika kandi ritwarwa nibintu byinshi abashoramari badafite uruhare runini.

Nkumuntu wakoze muriyi nganda imyaka irenga 30, nzi ko hari uburyo bwiza bwo gucunga ifaranga kugirango ritange agaciro kubakiriya bacu. Ariko tuzakenera ibitekerezo bishya - no gufungura impinduka - uhereye kubasezeranye, ba nyirubwite hamwe n’ibigo bitanga amasoko kimwe.

Intambwe yambere mugukemura ikibazo, byanze bikunze, ni ukwemera ko hariho imwe. Inganda zubaka zigomba kwemera ko ifaranga ridashira.

Ukurikije ibiciro byahantu hamwe n’isoko ryibicuruzwa, ibiciro byibyuma, rebar, ikirahure, imashini n’amashanyarazi byose biziyongera hafi 10% muri 2022. Ibiciro bya asfalt, beto n'amatafari bizamuka cyane ariko biracyari hejuru yicyerekezo. . gutinda no gusiba. Kandi ibi byose bibaho mugihe ibyifuzo byongerewe ingufu ninyungu nkeya, gukoresha ibikorwa remezo bikomeye hamwe no gufata ingamba mubikorwa byubwubatsi ugereranije na 2020.

Ongeraho imbogamizi zitangwa mubikoresho nakazi mukwiyongera gukeneye inyubako nshya, kandi ntabwo bigoye kubona ahantu ifaranga rikomeza kumara igihe kinini kurenza uko buri wese muri twe yabyifuza.

Ndetse ikibazo kinini kububatsi ni inflation idateganijwe. Ikibazo ni ihindagurika ry’ifaranga muri rusange hamwe numubare munini wibibazo bitera ibiciro bihinduka. Ahari kuruta izindi nzego, ubwubatsi bushingiye cyane kumurongo wogutanga amasoko - kubintu byose kuva ibyuma bitunganijwe kuva mubushinwa ndetse nimbaho ​​ziva muri Columbiya y’Ubwongereza kugeza kuri za semiconductor ziva muri Aziya yepfo yepfo, zikaba ari ingenzi mu nyubako zigezweho. Icyorezo cya COVID-19 cyacogoye iyo minyururu itanga, ariko ibintu birenze icyorezo nabyo bitera guhindagurika.

Imidugararo mu baturage, ibibazo bitanga silika, imyuzure,umuriro - ibintu byose bibera kwisi muri iki gihe - bifite ingaruka nyazo zishobora kubaho kubiciro byubwubatsi.

Isoko rihindagurika cyane

Fata umwuzure muri B.C mugihe tutabashaga kubona ibikoresho mumishinga muri Alberta. Shyira ibyo bintu byose hamwe nicyorezo urangiza ufite isoko rihindagurika cyane.

Ibiciro byo kudacunga iyo mvururu bishobora guhungabanya imikorere yinganda zacu zose. Ibigo byinshi byubwubatsi birashonje kugirango bigarure ubucuruzi bwatakaye mugihe cyo guhagarika 2020, kandi rwose haribikorwa bigomba gukorwa, urebye ibyifuzo bya leta ndetse nabikorera. Ariko ibigo bimwe ntibizagira akazi cyangwa ibikoresho byo kubicunga neza, kandi birashoboka ko bazabigura nabi kubera ifaranga. Noneho bazarangirana na bije badashobora kuzuza, umurimo badashobora kubona, n'imishinga badashobora kurangiza. Niba ibyo bibaye, turateganya igihombo kinini mubikorwa byubwubatsi kandi byumwihariko, abashoramari benshi badafite amasezerano. Abashoramari bafite ubwenge bazashobora gucunga, ariko hazabaho ibibazo byinshi kubadashoboye.

Biragaragara, ibi nibintu bibi kububaka. Ariko kandi birabangamira ba nyirubwite, bazahura nigiciro kinini cyo gutinda no gutinda kumushinga.

Umuti ni uwuhe? Iratangirana nimpande zose mumushinga wubwubatsi - abashoramari, ba nyirubwite hamwe n’ibigo bishinzwe amasoko - kureba neza ifaranga kandi bikaza kumvikana neza bigabanya ingaruka z’izamuka ry’ibiciro. Icyorezo cyaduteye twese, kandi abashoramari barashaka gukorana nabafatanyabikorwa bacu kugirango bagabanye ingaruka kubantu bose babigizemo uruhare. Tugomba kumva neza ingaruka ziterwa n’ifaranga, tukamenya, hanyuma tugashyiraho gahunda zibacunga tutiriwe dushyira igitutu kidakwiye ishyaka rimwe.

Uburyo bumwe dushyigikiye ni ukumenya ibintu byinshi by’ifaranga ry’ifaranga mu mushinga - ibyuma, umuringa, aluminium, ibiti, cyangwa icyaricyo cyose kiri mu bihindagurika cyane - hanyuma ugashyiraho igipimo cy’ibiciro kuri iri tsinda ryibikoresho ukurikije ibiciro by’isoko ry’amateka. .

Mugihe umushinga ugenda utera imbere, abafatanyabikorwa bakurikirana ihindagurika ryibiciro ugereranije nurutonde. Niba indangagaciro izamutse, igiciro cyumushinga kirazamuka, kandi niba igipimo cyamanutse, igiciro kiramanuka. Uburyo bwakwemerera itsinda ryumushinga kwibanda kubandi mahirwe yo kugabanya ingaruka, nko gusesengura imigendekere no kumenya ibihe byiza mubuzima bwumushinga kugirango ubone ibikoresho. Ikindi gisubizo nukubona ubundi buryo buturuka mugace cyangwa byoroshye kuboneka. Hamwe niyi ngamba, twahujwe no kugura ibikoresho byiza mugihe cyiza kugirango tumenye neza ko umushinga ugenda neza.

Nzaba uwambere kwemeza ko uburyo nk'ubwo bwo gufatanya ifaranga atari ihame mubikorwa byubwubatsi muri iki gihe.

Ba nyirubwite ninzego zishinzwe gutanga amasoko bakomeje gusaba ibiciro byemewe. Duherutse kwanga gutanga igiciro cyagenwe kumushinga ufite gahunda yimyaka irindwi yubwubatsi kubera amasezerano yubucuruzi asaba rwiyemezamirimo gufata ibyago ntitwashoboye gucunga neza.

Nyamara hariho ibimenyetso byiterambere. Muri byo, PCL iherutse gutera inkunga imishinga myinshi yo kwishyiriraho izuba ikubiyemo ingamba zerekana ibipimo ngenderwaho (ibiciro by'ibikoresho by'izuba bizwi cyane ko bihindagurika), kandi twayoboye urugamba rwo gushimangira uburyo bw'ubufatanye na ba nyirubwite, ibigo bitanga amasoko ndetse nabandi basezerana muburyo bwo kurushaho kunoza imikorere. gucunga ingaruka ziterwa nifaranga. Mu kurangiza, nuburyo bwumvikana cyane bwo gucunga ibitateganijwe.

Ihuze na PCL Constructors kumurongo hano kugirango urebe akazi kabo, wubake hamwe nibindi byinshi.